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Demonstration hub. Programme tiles below are illustrative previews for stakeholder workshops—figures, ministries, and sanction IDs are placeholders until official Government / NIC APIs are integrated. Always verify eligibility on departmental portals before acting.

Cooperative financing desk · Preview

Schemes, subsidies & government-linked credit

One readable lane for farmers and FPO auditors—subsidy pathways, indicative loan slabs, documents, and timelines—the way we plan to hydrate them automatically once sanctioned APIs publish structured feeds.

12 demo programmes 4 credit archetypes API roadmap below

Future integration

Eligibility APIs, sanction matrices, IF-MISS style payloads, e-sign callbacks—wired behind the same cards you see today.

Pilot enquiries
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Subsidy · Illustrative

Farm mechanisation assistance (central pilot preview)

Centre · Demo ministry bucket · Scheme ID DEMO-MEC-01
Up to 40% front-ended subsidy on tractor / power tiller bundles (cap demo ₹7.5 lakh/component).
Who can apply
  • Small & marginal farmers with cultivable holding proof.
  • FPO clusters onboarding via cooperative desk referral codes.
  • No duplicate benefit same asset class within programme window.
Documents (preview checklist)
  • Land record extract / lease deed · Identity · Bank mandate · Vendor quotation.
  • Machinery chassis quote aligned with NMME-positive HSNC demo list.
Desk timeline

Sanction demo SLA 45–60 facilitator days after offline verification queue.

Subsidy · Illustrative

Precision nutrient adoption booster

Centre/state convergence demo · DEMO-SHC-02
Cash-plus-kind bundle demo ₹12,500/Ha capped at pilot corridor hectares.
  • Requires digitised soil-health analytics upload.
  • Priority for horticulture belt clusters selected under demo mission tags.
Evidence trail

Geo-tagged farm diary hooks export here once APIs expose verification hashes.

Subsidy · Illustrative

Solar irrigation pump retrofit pathway

State desk demo · Telangana-style corridor · DEMO-SOL-03
60% benchmark subsidy sharing demo (Centre/state split illustrative).
  • DISCOM feasibility letter placeholder slot.
  • Net-metering acknowledgement demo checkbox.
  • Existing pump dismantling certificate requirement flagged.
Term loan · Illustrative

Agricultural infrastructure term finance window

Nodal bank consortium demo · DEMO-AIF-04
Indicative sanction band ₹50 lakh – ₹5 crore · Tenure demo 7–15 yrs.
Indicative rate stack
  • Floating repo-linked slab demo MCLR + 1.85% before interest subvention overlays.
  • Moratorium construction demo up to 24 months on cold-chain assets.
Collateral narrative

Hypothecation + cash-flow covenant placeholders suitable for FPO balance-sheet pilots.

Crop loan · Illustrative

Short-term crop credit with interest relief overlay

DCCB / scheduled commercial demo rails · DEMO-STCC-05
Prompt repayment incentive overlay demo effective 4% p.a. illustrative slab.
  • Kisan Credit Card linkage encouraged for revolving limits.
  • Crop-wise scale-of-finance pulled via API stub → populated limits grid.
  • Gold collateral fallback narrative toggle.
Kisan credit card · Illustrative

Revolving agri credit line (KCC-style demo)

Rupay KCC issuance pathway preview · DEMO-KCC-06
Limit heuristic demo ₹1.6 lakh – ₹3.0 lakh per borrowing unit · renewable annually.
  • Interest accrues only on utilised portions once CBS hooks arrive.
  • ATM / POS rails messaging surfaced post sanction acknowledgement API.
Grant · Illustrative

FPO equity infusion & matching grant capsule

Formation desk demo · DEMO-FPO-07
One-time equity demo ₹18 lakh with staggered unlock milestones.
  • Business plan scoring widget slots future analytics APIs.
  • Mandatory cooperative MIS handshake preview.
Subsidy · Illustrative

Custom Hiring Centre kit subsidy corridor

Mechanisation cooperative demo · DEMO-CHC-08
Capital subsidy demo 40% on approved implements bundle inventory.
  • Minimum booking telemetry commitments flagged.
  • Fleet IoT handshake placeholder for uptime attestations.
Allied loan · Illustrative

Dairy / poultry capex refinance lane

NABARD refinance flavour demo · DEMO-ALLIED-09
Ticket demo ₹10–₹75 lakh · refinancing window illustrative.
  • Veterinary clearance digit slot.
  • Milk pooling ledger integration roadmap note.
Insurance-linked · Illustrative

Weather-index risk cushion rider

PMFBY-aligned UX demo · DEMO-WIDX-10
Premium sharing ladder demo · district peril overlays highlighted cartographically.
  • Yield estimation hooks pulled from satellite QA dashboards.
  • Claim narration wizard mirrors grievance escalation desks.
Mission · Illustrative

Horticulture cluster capex booster

Mission convergence demo · DEMO-HORT-11
Back-ended assistance demo 50% on pack-house / ripening bays.
  • PHA registrations stubbed.
  • Backward linkage contracts attach cooperative procurement pledges.
Aggregator finance · Illustrative

FPO aggregator working-capital revolving corridor

SFAC/NCDC flavour demo · DEMO-AGG-WC-12
Credit limit heuristic demo ₹2–₹15 crore backed by member pledge schedules.
Covenant highlights
  • Stock-statement cadence weekly demo toggle.
  • Escrow on marketplace settlements narrative.
API-ready artefacts
  • Exposure snapshots mirrored into cooperative dashboards.
  • Drawdown OTP attestations identical to machinery booking OTP UX.

Loan readiness toolkit (demo staging)

Mirrors how bankers expect dossiers once CBS adapters arrive—everything collapses into PDF bundle + XML checksum placeholder.

  • Cash-flow ledger: seasonal peaks aligned with crop finance calendar APIs.
  • Collateral scanner: land telemetry hashes & cooperative pledges cross-checked.
  • Subsidy stacking guardrail: prevents conflicting claims across schemes surfaced earlier.

Integration blueprint

Sandbox adapters queue REST pulls + digitally signed payloads from departmental gateways; stale-data ribbons warn reviewers similar to NIC pilot dashboards.

How sanctioned APIs will hydrate these tiles

1
Discovery: Scheduled pulls ingest scheme catalogue JSON (benefit slabs, geography masks, cohort locks).
2
Member matching: KYC vault compares beneficiaries vs eligibility matrices—highlight gaps inline before submission packages compile.
3
Submission & telemetry: Signed payloads depart via NIC-compliant gateways; acknowledgement IDs sync back into cooperative monitors alongside machinery bookings.

Want this lane wired next sprint? Share programme sponsor letters via Contact Us.

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